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Showing posts from May, 2021

What is All Risk Insurance?

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  All risk insurance can be described as the things you always carry with you. The items you never leave your home without, the things in your bag. All risk insurance is designed to cover all of these things so you can go on with your life knowing that you are covered. How All Risk Insurance Works? All risk insurance is usually added to a household contents policy. This is often because your household contents policy covers them in your home and the extra cover is for when you leave the house. Household contents insurance is valued in a insured amount with a few specified items. All risk insurance usually works of this amount. Specified Items These are your expensive items and most treasured things. This can be items such as engagement or wedding rings, special jewelry, expensive sunglasses and some electronic items such as watches, cell phones and wearable devices. It can also cover things like your handbag itself or  laptop  bag. These items are usually worth more that R4000 but can